Accountants for Contractors & Freelancers
We help UK contractors and freelancers keep more of what they earn and stay compliant — company vs sole-trader structure, IR35 awareness, expenses, VAT and a tax-efficient salary/dividend mix, with a named adviser.
Limited company vs sole trader
Whether to trade as a limited company or a sole trader affects your tax bill, your admin and your liability. We look at your income, client base and plans and help you choose the structure that fits, not a default answer.
IR35 in plain terms
IR35 determines whether a contract is treated as employment for tax purposes. We advise on your position and help you understand the risk factors — we don't give a status guarantee, and we're upfront that only HMRC or a tribunal can make that determination.
Allowable expenses
Getting allowable expenses right keeps your tax bill accurate and your records defensible if HMRC ever asks. We help you identify what you can and can't claim as a contractor or freelancer.
Salary and dividends
For limited company contractors, the salary/dividend mix is often the biggest lever on take-home pay. The dividend allowance is currently £500, and dividend tax rates are set to rise from April 2026 — we model the right mix for your circumstances and keep it current as the rules change.
VAT and the Flat Rate option
Once your turnover approaches the VAT registration threshold, the Flat Rate Scheme can simplify your VAT accounting depending on your costs and client type. We assess whether standard VAT or the Flat Rate Scheme works better for your business.